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Agricultural &
Crop Insurance in
Springfield, MO


Protect your yield, your land, and your income with customized crop and livestock coverage.

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Safeguard Your Agricultural Investment in
Springfield, MO


Coverage for crops, pasture, and livestock

Federally backed insurance solutions

Customized protection for local farms and ranches

Whether you're raising cattle, planting row crops, or maintaining pastureland, the Jay Sims Insurance Team
can help protect your livelihood. We offer Agricultural and Crop Insurance options designed to mitigate risk
caused by natural disasters, market volatility, or unexpected revenue loss. Each policy is tailored to your
operation’s size, commodities, and risk tolerance.

Agricultural Insurance Plans We Offer


Livestock Risk Protection (LRP)


LRP coverage protects against a decline in livestock prices. If the national average market price falls below the insured price, your policy pays an indemnity.

  • Available for fed cattle, feeder cattle, swine, and lamb.
  • No requirement to sell to a specific processor or buyer.
  • Premium subsidies available.
  • Ideal for both small-scale producers and large commercial operations.

LRP helps you manage market risk while maintaining flexibility in how and when you market your livestock.

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Marginal Protection Plan (MPP)


MPP provides area-based coverage for revenue shortfalls caused by changes in input costs or crop revenue.

  • Available for corn, rice, soybeans, and wheat.
  • Coverage based on county-level expected and actual margins.
  • Can be purchased with other federally subsidized crop insurance.
  • Protection begins before planting.

MPP is a valuable tool for row crop farmers looking to reduce risk from rising costs and revenue loss.

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Pasture, Rangeland, Forage (PRF) 


PRF insurance provides coverage for lack of rainfall that impacts forage and hay production.

  • Designed for livestock producers and hay growers
  • Uses Rainfall Index data based on your location
  • Flexible intervals and productivity factors
  • No historic production records required

PRF insurance helps ensure feed supply for livestock operations, even in drought-prone areas.

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General Crop Insurance


We also offer traditional Multi-Peril Crop Insurance (MPCI) to protect against losses from weather, pests, or price changes.

  • Covers a wide variety of crops including corn, soybeans, cotton, wheat, specialty crops, and more
  • Combines yield protection and revenue protection
  • Federally regulated and subsidized
  • Includes optional endorsements like replant coverage and prevented planting

Crop insurance is essential for financial stability and risk mitigation in modern farming.

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Can I purchase LRP insurance for a small herd?

Yes. LRP is available for herds of all sizes. Premiums are based on the number and weight of animals, so small producers can still benefit from price protection.

Does PRF insurance pay based on my actual hay production?

No. PRF uses a Rainfall Index, not actual production. Indemnities are paid when rainfall in your selected grid falls below historical averages for your chosen time intervals.

Can I combine MPP with Revenue Protection or Yield Protection?

Yes. MPP can be used alongside traditional crop insurance like Revenue Protection. It covers margin losses while your MPCI policy covers yield and price loss.

Do I need production records to enroll in crop insurance?

For most MPCI policies, yes. However, PRF does not require production history, making it ideal for newer operations or leased pastureland.

When should I sign up for crop insurance?

Deadlines vary by policy and crop. Some enrollment periods occur before planting season. Contact our office to ensure you meet all important dates.

Let’s Protect Your Harvest

The Jay Sims Insurance Team is proud to support the agriculture industry in Springfield, MO and surrounding areas. Reach out to
us today for a free, no-obligation consultation and quote.

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