Coverage for crops, pasture, and livestock
Federally backed insurance solutions
Customized protection for local farms and ranches
Whether you're raising cattle, planting row crops, or maintaining pastureland, the Jay Sims Insurance Team
can help protect your livelihood. We offer Agricultural and Crop Insurance options designed to mitigate risk
caused by natural disasters, market volatility, or unexpected revenue loss. Each policy is tailored to your
operation’s size, commodities, and risk tolerance.
LRP coverage protects against a decline in livestock prices. If the national average market price falls below the insured price, your policy pays an indemnity.
LRP helps you manage market risk while maintaining flexibility in how and when you market your livestock.
Learn MoreMPP provides area-based coverage for revenue shortfalls caused by changes in input costs or crop revenue.
MPP is a valuable tool for row crop farmers looking to reduce risk from rising costs and revenue loss.
Learn MorePRF insurance provides coverage for lack of rainfall that impacts forage and hay production.
PRF insurance helps ensure feed supply for livestock operations, even in drought-prone areas.
Learn MoreWe also offer traditional Multi-Peril Crop Insurance (MPCI) to protect against losses from weather, pests, or price changes.
Crop insurance is essential for financial stability and risk mitigation in modern farming.
Learn MoreYes. LRP is available for herds of all sizes. Premiums are based on the number and weight of animals, so small producers can still benefit from price protection.
No. PRF uses a Rainfall Index, not actual production. Indemnities are paid when rainfall in your selected grid falls below historical averages for your chosen time intervals.
Yes. MPP can be used alongside traditional crop insurance like Revenue Protection. It covers margin losses while your MPCI policy covers yield and price loss.
For most MPCI policies, yes. However, PRF does not require production history, making it ideal for newer operations or leased pastureland.
Deadlines vary by policy and crop. Some enrollment periods occur before planting season. Contact our office to ensure you meet all important dates.
The Jay Sims Insurance Team is proud to support the agriculture industry in Springfield,
MO and surrounding areas. Reach out to
us today for a free, no-obligation consultation and quote.